What loan products does Assurity Capital offer?

Assurity Capital offers a range of private lending solutions including first and second mortgages, secured business loans, bridging finance, startup business finance, debt consolidation, and refinancing options.

What are the eligibility criteria for a loan?

Eligibility is based on asset value and loan purpose, not credit scores or full financials. Loans are available for business or investment purposes only, not for personal use.

How quickly can I get approved and receive funds?

Assurity Capital offers fast conditional approvals within 24–48 hours, with settlements typically occurring within 3–5 business days.

What types of properties are accepted as security?

Assurity Capital accepts residential (non-owner occupied), commercial, industrial, and vacant land properties as security for loans.

"Assurity Capital city skyline – fast private lending Australia

Private Lender Australia-Wide - First and Second Mortgages

Fast Secured Business Loans

18

Years

Experience

1300

+

Deals settled

$650 Million

About Assurity Capital

At Assurity Capital, we are an experienced non-bank private lender providing fast, flexible property and business loans across Australia. With more than 18 years of industry experience, over 1,300 successful deals settled, and $650 million in loans funded, we have built a reputation for delivering results when timeframes are tight and traditional lenders can’t assist.

We specialise in first mortgage and second mortgage private loans starting from $50,000, helping clients in Sydney, Melbourne, Brisbane, Perth, Adelaide, Hobart, and regional centres.

Our loans are designed for business, investment, property development, bridging finance, and urgent settlement needs — with approvals in as little as 24–48 hours.

Unlike banks, we take a common-sense approach to lending. We focus on the value of your security property and your exit strategy, not just your credit history. We proudly work with mortgage brokers, accountants, lawyers, and referral partners, ensuring they can say “yes” to more clients.

Whether you’re a borrower needing fast funding or a broker looking for a reliable private lending partner, Assurity Capital delivers speed, flexibility, and certainty — Australia-wide.

Frequently Asked Questions

Q1: What types of loans does Assurity Capital offer?
A: We offer first mortgage and second mortgage private loans starting from $50,000, tailored for business, investment, property purchase, refinancing, and urgent settlement needs.

Q2: How quickly can you approve and settle a loan?
A: Many loans are approved within 24–48 hours, with settlement possible in as little as 3–5 days depending on the scenario.

Q3: Do I need perfect credit to get a private loan?
A: No — we focus on the value of your security property and your exit strategy, not just your credit history.

Q4: Do you lend Australia-wide?
A: Yes — we provide private lending across all capital cities and regional areas, including Sydney, Melbourne, Brisbane, Perth, Adelaide, Hobart, and regional centres.

Q5: Can brokers and referral partners work with you?
A: Absolutely. We work with mortgage brokers, accountants, lawyers, and other referral partners, offering competitive commissions and a fast, transparent process.